AGRICULTURAL PRODUCTION LOANS

Quoted Rates are subject to changing market conditions.
Please call Marla Goodrich at (785) 296-3701 to confirm specific maturity date(s) and rate(s).

 Date Market Rate * CD Rate * Maximum Loan Rate ** 11/06/2006 5.18% 3.18% 7.18%

 Date Funds Available Loan Requests Pending 11/06/2006 $429,643.63 0 0.00

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About Municipal Investment Pool

 The State of Kansas offers a Local Government Investment Pool (LGIP) entitled "State of Kansas Municipal Investment Pool" which is a voluntary investment alternative for municipalities in the state of Kansas and is governed by the State of Kansas Pooled Money Investment Board. 

Investment Objectives

The State of Kansas Municipal Investment Pool (the "Pool") offers participants the safety of principal, liquidity, and a competitive market rate on short-term investments. All monies deposited in the Pool are promptly invested as part of the "Pooled Money Investment Portfolio" (the "Portfolio") in securities authorized by State statutes. Safekeeping and audit controls for all investments made for the Portfolio comply with State statutes and are monitored by the Pooled Money Investment Board (the "Board").

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• Investment Objectives 
• Who Can Invest? 
• Why Invest in the Pool? 
• Expertise 
• Stability 
• High Current Rates 
• Liquidity 
• Security 
• Diversification 

The Pooled Money Investment Board (PMIB) / What is PMIB

 The Pooled Money Investment Board (PMIB) is the state entity responsible for managing the large pool of cash in the State General Fund and hundreds of other state funds. The PMIB provides investment advice for other sizeable state portfolios, such as the Kansas Department of Transportation and Health Care Stabilization funds. In addition, the board's responsibilities include the active management and administration of the Kansas Municipal Investment Pool (MIP). The board also has the responsibility of approving financial depositories for state and special moneys maintained and managed in demand deposit and interest-bearing accounts by many state agencies, such as Regents' institutions. 

The goal of this board is to provide a market rate of return on investments, while keeping safety and liquidity as foremost objectives. 

The Pooled Money Investment Board meets monthly.  The next meeting is scheduled for February 23, 2006, at 1:30 p.m.
in the Landon State Office Building, 900 SW Jackson, Topeka, Suite 256.

The Pooled Money Investment Board (PMIB) / What is PMIB

Money investment plan in Banks

Money investment plan in Banks

Investment planning is an alien concept for the Indian populace. For a country which till now was worried about making ends meet this emerging trend is definitely a new experience. But, the truth is that if only they would have been introduced to the Art of Managing Money, life could have been so much easier. Most of us spend more than half of our lives working and saving because money is important, in fact crucial. However, most of us spend almost no time planning to make that hard-earned money work more effectively for us. So, how do you plan your financial life?

What is investment planning? Financial planning is nothing but an assessment of your goals and the steps you must take to help make them a reality.   What you first need to figure out..........  

What is it that you want? Is your wish to retire with a sound lumpsum amount or do you want a steady monthly income. Is your son's education or daughters' marriage worrying you? The key is to figure out your goals.  

Where is your money going? The most important thing is that you should where your money is going. Zero on your monthly and annual expenses.  

Why should you invest? You should invest so that your money grows and shields you against rising inflation. If prices rise by four per cent annually it would not be sufficient if your savings only give you a return of three per cent. It leaves you with a deficit of one per cent. The idea is that your rate of return on investments should be greater than the rate of inflation, leaving you with a nice surplus over a period of time.   Whether your money is invested in stocks, bonds, mutual funds or certificates of deposit (CD), the end result is to create wealth for retirement, marriage, college fees, vacations, better standard of living or to just pass on the money to the next generation. Also, it's exciting to review your investment returns and to see how they are accumulating at a faster rate than your salary.

Introduction to Money investment Planning